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在贷款利息中，年利率、月利率、日利率之间如何换算

2008-04-17 07:52:19| 分类：默认分类 | 标签： |举报 |字号大中小订阅

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利率有年利率、月利率、日利率三种，换算时全年按360天计算，每月按30天计算(不论大月、小月、平月还是闰月)。

　　日利率＝年利率÷360＝月利率÷30
　　月利率＝年利率÷12
　　一般而言，用百分号表示的利率，如无特别指明，均指年利率。

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